![]() Any free or unused transactions cannot be carried forward for use in subsequent months.Ģ A transaction includes cheques, withdrawals, transfers, pre-authorized payments, bill payments (including CIBC Credit Cards and CIBC Personal Lines of Credit) and debit purchases. If you complete more than 12 transactions, you will pay $1.25 for each additional transaction, up to a maximum of $16.95 for unlimited transactions in that respective month. Please review the full Terms and conditions (PDF, 130 KB) Opens in a new window.ġ The monthly account fee for the CIBC Smart Account starts at $6.95 for 12 transactions. The cash reward will be deposited into your account within 7 months after the month that you have opened the account. Offer cannot be combined with any other offer, reward, or rebate unless otherwise indicated by CIBC. This offer can be combined with the CIBC Student Refer-a-Friend Program. Eligibility of transactions will be determined by CIBC in its sole discretion. Within 2 months after the month of opening the account, earn a $100 cash reward when you complete 5 Visa Debit purchases within the same calendar month. ![]() To qualify for this offer, open a CIBC Smart Account with Smart Start or Smart for Students benefits. Offer available to Canadian residents, and international students, who meet the eligibility requirements for the CIBC Smart Start or CIBC Smart for Students benefit and, from 2021 to the time of opening the account, are not holders or joint holders of a CIBC chequing account, all as determined by CIBC in its sole discretion. †† Cash reward offer begins on October 17, 2023, at 12:01 am ET. For details review the CIBC Smart Plus Account Fee Rebate Terms and Conditions (PDF, 90 KB) Opens in a new window. In order to continue not paying the monthly account fee, clients must maintain a minimum end of day balance of $6,000 each day in the account or $100,000 in eligible Savings and Investments. ‡ Monthly fee is rebated for the first three months on your first CIBC Smart Plus Account. Other conditions apply review the terms and conditions (PDF, 135 KB) Opens in a new window. The cash reward will be deposited into your account within 7 months after the month that you opened the account. Offer cannot be combined with any other offer, reward, rebate or the CIBC Smart Start or Smart for Students benefit on the Smart Account unless otherwise indicated by CIBC. The direct deposit and the pre-authorized debit must remain in effect for at least 1 year from after the month of opening the account. Within 2 months after the month of opening the account, complete at least 1 or more recurring direct deposits totalling at least $500 per month and 1 of the following 3 activities: (i) 2 different recurring pre-authorized debits within the same calendar month (ii) 5 eligible Visa* Debit purchases within the same calendar month or (iii) 2 online bill payments of at least $50 each within the same calendar month. To qualify for the $350 offer, open a CIBC Smart Account or CIBC Smart Plus Account and provide your email address. ![]() Offer available to Canadian residents who are age 25 and older for a CIBC Smart™ Account or have reached the age of majority for a CIBC Smart™ Plus Account, and from 2019 to the time of opening the account are not holders or joint holders of a CIBC chequing account, all as determined by CIBC in its sole discretion. † Cash reward offer begins on April 29, 2023, at 12:01 am ET.
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